Group Emergency Hospital & Medical Travel Insurance
Keep Your Employees Covered — No Matter Where They Go
Why Add Travel Insurance to Your Plan?
- Provincial health plans are limited outside your home province
- Medical care abroad is expensive, especially in the U.S.
- Coverage offers peace of mind for employees and their families
- No medical questionnaire or underwriting required
Coverage Details
Up to $5,000,000 in Emergency Medical Coverage per insured person, per incident:
Emergency Medical Expenses – Hospitalization, physician services, diagnostic tests, and more.
Air Ambulance & Medical Evacuation – Return to Canada or nearest appropriate facility when medically necessary.
Trip Interruption Due to Emergency – Coverage for costs if you must return home due to medical emergencies.
Transportation of Family Member – Travel costs for a family member to join you if you're hospitalized.
Accidental Injury Dental Coverage – Emergency dental care for accidental injury while travelling.
Eligibility Requirements
The insured person must be under 75 years of age
Must be a Canadian citizen or landed immigrant
Must have a Primary Residence in Canada
Must have valid provincial or federal government health insurance coverage (GHIP)
Must be enrolled by the Policyholder and have their premium paid
Eligible dependents (spouse and children under age 25) are also covered, where applicable
Fixed Annual Cost – No Surprises
This coverage is offered as a fixed-cost annual benefit, making it easy to budget with no premium increases during the year.
Employer Advantages
- Fixed cost, advised annually if there are any changes
- No burden of underwriting or pre-screening
- Fully integrated into your PC Metro Health Spending Account platform
- Add for all eligible employees or only for specific roles/groups
- Supports duty of care policies for travel and remote workforces
This is a summary of coverage only. Please see actual policy wording for complete details.
Legal & Underwriting Information
This coverage is underwritten by a global specialty insurer with a long-standing reputation for financial strength and claims reliability. This partner supports a wide range of innovative benefit solutions across Canada and around the world.
Ready to Get Covered?
If you’re interested in enhancing your HSA with Group Emergency Hospital & Travel Insurance, let’s connect to discuss how it works and what it could mean for your business.