Individual Health Plans

Individual Plans

Are you employed but don’t have benefits through your employer? Are you a recent university graduate who has not yet landed a job? Are you in-between jobs? These are just a few of the questions we’ll discuss together if you are considering an individual benefits plan.

At PC Metro Health & Dental Benefits, we’ll help identify your coverage needs and choose the plan that fits best to your current place in life. We partner with Pacific Blue Cross, BC’s #1 Health benefits provider.

Conversion Plans

Conversion Plans allow you to automatically go from a pre-existing group plan into an individual plan without having to fill in a medical questionnaire. Put your mind at ease because this plan will get you and your family covered. Conversion Plans are a good choice for people with pre-existing health conditions who are in between jobs and coming out of a group plan, or those leaving a current group plan due to retirement.

Plan Brochures & Applications

Explore individual and conversion health plans offered through Pacific Blue Cross and find coverage that’s right for you. Scroll down to access brochures and applications to get started.

Pacific Blue Cross Individual Plans

Health and Dental Plan

Design a plan to meet your coverage needs​.

  • People without coverage through work
  • Comprehensive and affordable coverage
  • Simple, one-time health questionnaire

Guaranteed Acceptance

Automatic approval with no medical questionnaire required​.

  • People with pre-existing conditions
  • Four tiers to choose from—the most flexible plan design available.
  • Virtual care and mental health support included.
  • Instant coverage for most benefits

Dental Only Plan

Affordable coverage when all you need is dental insurance.

  • Only needs coverage for dental.
  • Increasing coverage over time
  • The only plan like it available
  • Unique and affordable pricing.

Conversion Plans

Retirement Plan

Flexible retirement health plans with the most coverage.

  • Retiring from an employer-paid plan
  • The most coverage for British Columbians
  • Flexibility to adjust your coverage.
  • Guaranteed Acceptance – No medical questionnaire required.

Group Conversion Plan

Uninterrupted coverage when leaving an employer-sponsored group plan.

  • Leaving employer-paid benefit plan
  • No medical questionnaire required
  • No wait period for claims

Have Questions? Get in Touch

Need help choosing the right plan or accessing your documents? Our team is here to assist.