Maximize Your Tax Savings & Simplify Employee Benefits

Health Spending Accounts (HSA) with PC Metro

Take control of your health expenses with a Canada Revenue Agency (CRA)-approved HSA. Pay for personal and employee medical expenses using pre-tax corporate dollars—turning these costs into 100% tax-deductible business expenses while providing tax-free benefits to your team.

Why PC Metro HSAs Work for Your Business

  • Save on Taxes: Deduct medical expenses from your business—potentially saving 30%–50%.
  • Flexible Coverage: Employees choose how to use their benefits—no one-size-fits-all.
  • No Monthly Premiums: Pay only when claims are made.
  • Employee-Focused: Your team receives reimbursements tax-free.
  • CRA-Compliant: We ensure your HSA meets all CRA requirements.

Who Should Consider an HSA?

You’re a great fit if you:
  • Own an incorporated business in Canada
  • Cover personal or family medical and dental expenses
  • Have T4 income, or a combination of T4 and dividends (dividends alone don’t qualify)
  • Want a flexible, tax-efficient way to provide benefits to yourself and your team

What PC Metro Does

We handle the heavy lifting so your HSA runs smoothly. From setup to claims, PC Metro ensures your plan is fully CRA-compliant and hassle-free.

Our services

  1. Custom Plan Setup – Tailored to your business needs.
  2. Fund the Plan – Contribute based on your budget and limits.
  3. Employee Claims – Easy submission via our secure portal.
  4. Claims Review – Accurate adjudication to CRA standards.
  5. Direct Reimbursements – Fast, secure payments to employees.
  6. Ongoing Support – Detailed reporting and plan management assistance.
 

Benefits Made Simple

PC Metro makes it easy to manage flexible, tax-efficient health and dental coverage—smarter plans, simpler reimbursements, peace of mind for you and your team.

Get Started Today

  • Complete our simple online intake form

  • Start offering flexible, tax-efficient benefits immediately

Begin Your HSA Journey