Wellness Plan

Promote Healthier, Happier Employees

A healthy workforce is a productive workforce. PC Metro Health & Dental Benefits’ Wellness
Plan empowers your employees to take charge of their physical and mental wellbeing, while
helping your organization reduce absenteeism and healthcare costs.

What Is the Wellness Plan?

The Wellness Spending Account (WSA) gives employees access to a broad range of health
and wellness services, including preventive care, mental health support, fitness programs, and
nutritional counseling.

  • A taxable benefit to the employee
  • A tax deduction for the employer
  • Designed to complement an HSA and support whole-person wellbeing

This plan includes services and products to improve quality of life—it’s a smart investment in
your team’s future.

Key Features

Preventive Care & Lifestyle

Health screening clinics, massage chairs, home wellness devices (non-CRA eligible)

Mental Health & Emotional Wellness

Art therapy/music therapy, stress management tools and meditation or mindfulness app subscriptions

Fitness & Physical Activity

Gym memberships, yoga, fitness classes, athletic wear & equipment

Nutrition Guidance

Dietitians, meal planning, healthy eating workshops, nutritional supplements

Personal Development & Education

Language classes and professional development courses

Family Wellness & Activities

Kids’ extracurricular activities and summer camps

Ergonomics & Wellness at Home/Work:

Ergonomic office equipment, adjustable monitor arms or laptop risers

Alternative & Holistic Wellness

Reiki and energy healing, float therapy and wellness retreats (portion of registration fees)

Employer Benefits

Boost employee morale and engagement

Reduce sick days and healthcare costs

Improve productivity and focus

Attract and retain top talent

Getting Started Is Simple

How It Works

Employers set a wellness spending amount per employee. Employees submit eligible expenses via PC Metro’s secure online portal. Reimbursements are processed quickly, and taxable amounts are tracked for T4 reporting.

Ready to enhance your benefits?

 The Wellness Add-On allows you to cover a broader range of lifestyle, fitness, and personal well-being expenses.

Whether you’re new to PC Metro or adding Wellness to an existing Health Spending Account, the application below ensures proper setup, compliance, and accurate tax reporting.

Note: New or existing PC Metro clients can use the same application.

Have questions before applying?

Contact us and we’ll be happy to help.

Frequently Asked Questions

Who’s eligible?
All employees covered under your PC Metro plan.

Examples of eligible wellness expenses include:

    • Therapy & counselling
    • Gym memberships & fitness classes
    • Yoga, Pilates, meditation apps
    • Nutritionists, dietitians
    • Ergonomic office equipment
    • Cooking or healthy meal classes
    • Kids’ extracurricular activities
    • Lifestyle coaching & personal development
Employees submit claims online through our secure member portal.
Yes. It complements your HSA or group benefits plan.
Yes. You choose the annual limit. Common ranges are $300–$1,000 per employee.

Yes. WSA reimbursements are considered a taxable benefit.

HSA vs WSA Comparison

Feature

Health Spending Account (HSA)

Wellness Spending Account (WSA)

CRA-Eligible Medical Expenses

Wellness & Lifestyle Services

Tax-Free to Employees

Tax Deduction to Employer

Examples

Dental, vision, prescriptions, therapy

Gym memberships, coaching, yoga, personal growth