Simplifying Employee Health Benefits with Tailored Solutions for Your Business
Our Values
Our Main Service
A Health Spending Account is a flexible, tax-efficient way for businesses to cover health and dental expenses without the cost or restrictions of traditional insurance.
You set the limits, your team submits eligible claims, and we handle the rest.
Simple. CRA-compliant. 100% customized to your business.
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As a small business owner myself, I understand the challenges that come with offering meaningful, affordable benefits to your team. That’s why I’ve built a service designed specifically for entrepreneurs, incorporated professionals, and growing businesses — one that makes it easy to provide flexible, tax-efficient coverage without the complexity of traditional group plans.
Let’s talk about how we simplify your employee benefits and support your business goals.
Our Values
Our Main Service
Take control of your healthcare spending with a Health Spending Account.
About PC Metro
PC Metro Health & Dental Benefits Ltd. is a trusted Canadian administrator of Health & Wellness Spending Accounts. We help small and mid-sized businesses offer flexible, tax-efficient employee benefits without the burden of traditional insurance.
At PC Metro Health & Dental Benefits Ltd., we understand the challenges small business owners face when it comes to offering employee benefits. That’s why our mission is to provide straightforward, customizable, and affordable solutions that protect your employees and your bottom line.
With years of experience supporting contractors, incorporated professionals, and small businesses across Canada, we’re your trusted partner in building healthier, more productive workplaces through flexible Health Spending Accounts and modern claims administration.
Our Services
Every business is different, and so are their benefits needs. We work closely with brokers to create tailored benefits packages that best fit the needs of each client.
Boost employee productivity and satisfaction with a personalized wellness plan.
Emergency Medical Out-of-Province/Out-of-Country Travel Insurance
Keep your employees covered no matter where they go.
AD&D Insurance
Accidents happen. AD&D insurance provides financial protection for your employees
Take control of your healthcare spending with a Health Spending Account.
Stop Loss Insurance
Protect your business from unexpected health claims with stop-loss insurance.
What Makes Us Different
Tailored Plans
Straight Talk
No jargon, no hidden fees—just clear guidance
Fast, Fair Claims
Real Human Support
No call centres. Just responsive service you can trust
Let’s Build Something That Works
Whether you’re exploring your first benefits plan or looking to upgrade an outdated setup, we’ll help you create a program that protects your people and strengthens your bottom line.





