Simplifying Employee Health Benefits with Tailored Solutions for Your Business

From Health Spending Accounts to Wellness Plans, we deliver smart, flexible benefits that support your team’s well-being and strengthen your bottom line.
Our Lab Certification

Our Values

We simplify benefits so Canadian businesses can offer flexible, tax-efficient health plans without the red tape.

Our Main Service

A Health Spending Account is a flexible, tax-efficient way for businesses to cover health and dental expenses without the cost or restrictions of traditional insurance.
You set the limits, your team submits eligible claims, and we handle the rest.
Simple. CRA-compliant. 100% customized to your business.

Book a Consultation

As a small business owner myself, I understand the challenges that come with offering meaningful, affordable benefits to your team. That’s why I’ve built a service designed specifically for entrepreneurs, incorporated professionals, and growing businesses — one that makes it easy to provide flexible, tax-efficient coverage without the complexity of traditional group plans.

Let’s talk about how we simplify your employee benefits and support your business goals.

Our Values

We simplify benefits so Canadian businesses can offer flexible, tax-efficient health plans without the red tape.

Our Main Service

Take control of your healthcare spending with a Health Spending Account. 

About PC Metro

PC Metro Health & Dental Benefits Ltd. is a trusted Canadian administrator of Health & Wellness Spending Accounts. We help small and mid-sized businesses offer flexible, tax-efficient employee benefits without the burden of traditional insurance.

At PC Metro Health & Dental Benefits Ltd., we understand the challenges small business owners face when it comes to offering employee benefits. That’s why our mission is to provide straightforward, customizable, and affordable solutions that protect your employees and your bottom line.

With years of experience supporting contractors, incorporated professionals, and small businesses across Canada, we’re your trusted partner in building healthier, more productive workplaces through flexible Health Spending Accounts and modern claims administration.

Our Services

Every business is different, and so are their benefits needs. We work closely with brokers to create tailored benefits packages that best fit the needs of each client.

Boost employee productivity and satisfaction with a personalized wellness plan.

Emergency Medical Out-of-Province/Out-of-Country Travel Insurance

Keep your employees covered no matter where they go.

AD&D Insurance

Accidents happen. AD&D insurance provides financial protection for your employees

Take control of your healthcare spending with a Health Spending Account.

Stop Loss Insurance

Protect your business from unexpected health claims with stop-loss insurance.

What Makes Us Different

Tailored Plans

Every setup is customized for your structure and goals

Straight Talk

No jargon, no hidden fees—just clear guidance

Fast, Fair Claims

Quick turnaround with transparent adjudication

Real Human Support

No call centres. Just responsive service you can trust

Let’s Build Something That Works

Whether you’re exploring your first benefits plan or looking to upgrade an outdated setup, we’ll help you create a program that protects your people and strengthens your bottom line.

Our Values

At PC Metro Health & Dental Benefits, our core values guide everything we do – from how we partner with brokers and clients to how we deliver exceptional service every day.

1. Integrity

We believe in transparency, honesty, and ethical business practices. Our clients and partners trust us to handle their health spending accounts with the utmost care and accountability.

2. Customer Focus

Our clients and brokers come first. We listen carefully, respond quickly, and tailor solutions that meet the unique needs of every business we serve.

3. Innovation

We’re always looking for smarter, more efficient ways to deliver benefits administration — from online portals to customized plan options — to save time and reduce hassle.

4. Collaboration

We partner closely with brokers, employers, and employees to build lasting relationships and create solutions that work for everyone involved.

5. Excellence

We strive for the highest standards in everything — from claims adjudication speed and accuracy to customer service and support.

Join Us on Our Mission

We’re dedicated to helping Canadian businesses take control of their healthcare spending and offer meaningful, flexible benefits that truly support their teams.